Buy, sell, and build
wealth in real estatewithout the bank
DC Bond structures creative finance purchases and sales, advises investors, and renovates homes through our in-house handyman division.
One brand for the whole deal
DC Bond is a real estate and consulting company built around creative finance. We help buyers purchase without bank hurdles, help sellers close on better terms, help investors scale into multifamily, land, and portfolios, and guide clients through the structure and paperwork of every deal.
When a property needs work, our handyman division handles it in-house — so the same team can find it, structure it, and fix it.
Where do you want to start?
Choose a path below — every page explains the option, the benefits, and how you're protected.
Buy a Home
Purchase with seller finance, subject-to, wraps, or lease-options.
Learn moreSell a Home
Sell as-is for a stronger price with monthly income and protection.
Learn moreInvestment Properties
Multifamily, land, and portfolios bought or sold on terms.
Learn moreCreative Finance Consulting
Deal structuring, negotiation support, and safe paperwork.
Learn moreHandyman Services
Renovation, repairs, roofing, and outdoor work in-house.
Learn moreWhat is creative finance?
Instead of a bank writing a new mortgage, the buyer and seller agree on the terms themselves — price, down payment, interest, and length. Everything is put in writing and recorded, so both sides are protected.
Seller finance
The seller acts as the bank. You make monthly payments to them under agreed terms.
Subject-to
The property transfers while the seller's existing mortgage stays in place and keeps getting paid.
Wraps
A new note wraps around the existing loan, so one payment covers both.
Lease-options
Rent the home now with a written right to buy it later at a locked-in price.
Our Handyman Division
This is the handyman and renovation division of DC Bond. Interior renovation and repairs, roofing, gutters, outdoor reconstruction, design consulting, and in-person inspection visits — currently working around Ponte Vedra Beach, Jacksonville, and within 50 miles, including helping flippers and investors get their properties fixed.
Frequently asked questions
What is creative finance in plain English?
Instead of a bank writing a new mortgage, the buyer and seller agree on the price, down payment, interest rate, and length themselves. Everything is written up and recorded by a title company or attorney, so both sides are protected.
Is this legal?
Yes. Seller financing, subject-to, wraps, and lease-options are standard real estate tools used every day. We use recorded documents, licensed title and escrow, and written disclosures on every deal.
Do I need good credit or a big down payment?
Credit matters far less than it does at a bank, and down payments are negotiable. Bank loans are currently around 7%, and creative finance often means lower monthly payments without a huge chunk of capital upfront or a hard money loan.
What areas do you work in?
Our handyman and in-person work covers Ponte Vedra, Jacksonville, and within 50 miles. Creative finance deals we do nationwide.
Why do the intake forms require a payment?
Paid intake keeps out spam and non-serious inquiries so our team spends its hours on real buyers and sellers. Every paid intake includes a 30-minute to 1-hour follow-up consultation where we review your situation, confirm the numbers, and polish your position.
What does the $28 Strategy Call include?
A focused 30-minute to 1-hour consultation, a structure recommendation, and a written next step. It is non-refundable. Buyers can upgrade to the $280 active-search option, and Deal Structuring is $280 with a $200 refund if a deal is not finalized within 60 days.
How long does a creative finance deal take?
Most deals close in two to four weeks once terms are agreed, because there is no bank underwriting queue. Timelines stretch only when title issues, tenants, or liens need clearing.
Can you renovate the property too?
Yes. Our in-house handyman division handles renovation, repairs, roofing, gutters, outdoor reconstruction, and full home reconstruction — including fixing properties for flippers and investors.
What is the tennis or golf consulting offer?
Completely optional: we meet you on the tennis court ($128 per session) or the golf course (you cover the tee time plus $80 for my time, nine holes) and consult on your deal there. Ponte Vedra and within 50 miles only.
How do I get started?
Book the introduction call on our home page, or fill out the intake form on the page that matches what you need. You can also email our handyman division with general questions.
Get your quote while exercising
Prefer to talk business somewhere better than a desk? We'll meet and consult you on the tennis court or golf course of your choice — deal structure, pricing, and advisory discussed between sets or holes. Completely optional, and available around Ponte Vedra within a 50-mile radius only.
Tennis Court Consulting
$128 / session
Your club or court. We walk through your deal, scope, and numbers between games.
Golf Course Consulting
Tee time + $80 / session
You cover the tee time and add $80 for my time — nine holes, one clear plan.
Ponte Vedra & within 50 miles only · Subject to availability